Along with “Dirty Tank Syndrome”, I’ve also heard the origins of the “pH crash” came from a beginner’s understanding of the interaction between carbonates, general hardness, and pH. Let’s look at this from the perspective of a non-plated tank fish novice…
Our Fauna become acclimated to a particular GH, and that number represents the osmotic pressures being put on each and every cell in their body. Taking a fish from dGH 15 water and plunking them into a 5 dGH tank will almost certainly result in the death of the fish. Now, when we’re talking municipal water, or groundwater in a particular location, it’s assumed that they’re going to have similar GH values between the fish store and the home tank.
Expounding from there, typical municipal or well water will also contain a specific amount of carbonate in the water, affecting the pH. What we normally see is an increase in GH will also present with an increase in KH. This isn’t true 100% of the time, but it’s good enough for the average aquarist.
From the fish-only world, and especially novice aquarists, water testing is a big taboo. They should be familiar with ammonia, nitrite, and nitrate testing, but that’s about it. When their fish suddenly die, the fish store will have them do a pH test to see what their pH is registering. The average fish store employee knows that water with drastically different pH **can** kill fish, but they don’t really know the **why**. It’s just assumed that the cause of fish distress is due to the pH.
The actual cause of death in these cases, where fish are put into water with a drastically different pH, isn’t the pH, or the KH of the water. It’s the GH of the water. A lack (or over abundance) of Calcium and Magnesium ions will affect the osmotic pressure of the livestock, and a sharp change can kill your fish.
The anecdote of the “ph crash” happens when a municipal water supply drastically changes the general hardness of their water. Aquarists don’t know what’s happening, go to the fish store, get told to check the pH, and come back with a very low pH (remember, GH and KH almost always go hand-in-hand). The fish death is blamed on a pH crash.